HSBC Personal LoansHSBC Personal Loans – Representative 7.5% APR for loans between £7,000 and £15,000. Instant decision 24/7* Same day transfer of funds* Personal Loans between £7,000 - £15,000 for car purchase and home improvements. *When you apply online. The Essentials • Apply online with Internet Banking and we'll give you an instant credit decision, with no need to complete paper documents