A Woolwich.co.uk Personal Loan can give you: - A loan from £500 to £15,000, for almost any purpose
- Fixed monthly repayments throughout your loan
Important Information - Quotes given by the On-line Internet Woolwich.co.uk Loan Calculator provide an approximate guide to repayments but should not be taken as exact quotations.
- Customers who do not satisfy Woolwich.co.uk's normal criteria may be offered a loan at a different APR.
- All loans are subject to status.
- Applicants must be aged 18 or over.
- Loans may not be granted for certain purposes.
- Applications may only be accepted from UK Residents.
Payment ProtectionEvery year, thousands of people find themselves without an income due to illness, accident or unemployment. Keeping up loan repayments in these circumstances can prove impossible. That's why Woolwich.co.uk always recommend that you have Payment Protection Insurance so that you know your loan repayments will be covered if the worst happens: If you're unable to work due to sickness or accident for 14 days or more, your repayments may be covered until the end of the loan term or you return to work, whichever is the sooner. If you lose your job and are still unemployed after 14 days, your repayments may be covered until you find a new job, for up to a maximum of 12 monthly payments. The outstanding balance of your loan will be repaid if you die or if you are permanently totally disabled or are diagnosed as suffering from one of the specified critical illnesses. Payment Protection Insurance is available as long as you are aged over 18 and under 70 and are resident in the UK, Channel Islands or Isle of Man. If you decide to apply for cover, your application for Payment Protection Insurance will be passed to the underwriters, Barclays Insurance Dublin who will review the application and if accepted, will forward a certificate of insurance to you. You should read the certificate carefully. Additional information can be found on the Woolwich.co.uk Loan website. (See the links above) |