Click here to discover the UK's cheapest personal loans.

---

A Sainsburysbank.co.uk Bank loan is one of the fastest and simplest ways of getting the money you need.

We offer loans of up to £25,000 for you to buy the car you've got your eye on, book the dream holiday you've always wanted, transform your home or sort out your finances.

• Loans available up to £25,000
• You could have your cheque delivered within 24 hours**
• Protect your loan with our Creditcare option
• You'll be able to budget with fixed monthly repayments
• No arrangement fee, no security required
• Best Internet Personal Loan Provider 2002
• Creditcare - feel secure once selected, the monthly loan repayment includes creditcare cover with added security against a change in your circumstances e.g. illness, redundancy

**Delivery may take longer for weekend applications or in outlying areas.

Here are just a few reasons why Sainsbury's won the Your Money Direct award for the best on-line loans provider 2001 & 2002 and the best direct personal loan in 1998 and 2000.

• Approval in minutes and you can apply in the comfort of your own home in If you need your money quickly, we could rush it to your door by courier.
• For an additional charge of £35, you could have the cheque in your hands within 24 hours of approval**, so you don't have to wait for it to arrive in the post.
• You'll be able to budget for the months ahead, in the full knowledge of what your loan will cost you each month. You can also choose how long you'd like to take to pay off your loan.

Feel Secure

You can have repayment protection insurance at 3 levels, to give you complete peace of mind. Should you fall ill, have an accident, or lose your job, our Creditcare option could ensure that your repayments are kept up to date for up to 12 months or until you return to work, whichever is sooner. When you opt for Creditcare, your insurance costs will be included in your monthly loan repayments.

Terms and Conditions

• Loans are provided, subject to status, by Sainsbury's Bank plc, Teviot House, 41 South Gyle Crescent, Edinburgh EH12 9BD.
• To apply, you must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man).
• APR and repayment details are correct at the time of print.
• If you choose the optional courier service an additional £35 will be payable one month before your first monthly repayment.
• Delivery may take longer at weekends or in outlying areas.
• The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors.
• Personal Loan Rate Bands*** (Internet Applications Only) Sainsbury's Bank is a registered Trademark of Sainsbury's Bank plc.
• Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

**Delivery may take longer at weekends or in outlying areas.***All rates are correct at time of print and are subject to change.Sainsbury's Bank is a registered Trademark of Sainsbury's Bank plc.

Alternatively, if you are looking to buy a car then Sainsbury's Bank Drive could help finance a new or used car.

• Drive a new car every 2 or 3 years
• Loans available for up to 7 years
• Choose from over 3,800 different makes and models
• Similar to a company car scheme without the tax issues
• Own the car at the end of the agreement
• No need to visit the dealer we do the price negotiating for you
• No repayments for the first 3 months
• Guaranteed future value
• Cheque delivered within 24 hours**
• Part exchange available
• Fixed monthly repayments

**Delivery may take longer for weekend applications or in outlying areas.Information is available in large print, audio and Braille on request.Sainsbury's Bank subscribes to the Banking Code; copies are available on request.

Additional information can be found on the Sainsburysbank.co.uk Bank Loan website.
(See the links above)