Click here to discover the UK's cheapest personal loans.

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A Postoffice.co.uk loan is designed to suit your needs. Simply choose how much you want to borrow and what period you would like.

Apply online for an instant response.

Key features

Here's why you should choose a Postoffice.co.uk personal loan:

• You can borrow from £1,000 up to £25,000.
• You can apply online - with someone to help you just a call away - or by telephone.
• You can have a cheque delivered by courier and in your hands within 24hours**.
• You can choose payment protection insurance with Postoffice.co.uk loans, to make sure you're covered if your circumstances change.

They can give you an instant response

If you apply online, they'll tell you when you've completed your application.

If you’re in a rush to get your money, you can choose to have your cheque delivered to you by courier the next working day**.

This express option costs £45. Just let Postoffice.co.uk loans know if you’d like your cheque delivered this way when you apply for your loan, so all the arrangements can be made.

** Delivery may take longer for weekend applications or in outlying areas.

The Postoffice.co.uk™ prides itself on being a responsible business. We don't want you to borrow money and then struggle to afford the repayments. So if you can answer 'Yes' to the three questions below, apply today.

• Is the amount that you wish to borrow less than 75% of your gross income?
• Are you over 21 years of age?
• Can you confirm that you have no County Court Judgements (CCJs)?

Postoffice.co.uk Loan application process

The application process has been designed to be simple and easy.

Step 1
Choose how much you’d like to borrow - from £1,000 up to £25,000.

Step 2
Choose how long you’d like to repay your Postoffice.co.uk loan. Use the loan calculator and budget planner to help.

Step 3
Apply for your Postoffice.co.uk loan:

Applying online here or by phoning

Step 4
You’ll then be given a response instantly on your application - if you've applied online, you'll be told when you complete the application. If you’ve called, you’ll be told over the phone.

Step 5
If you take advantage of the courier service you could receive the cheque in 24 hours (delivery may take longer for a weekend application or in outlying areas).

Alternatively, the documents will be sent to you in the post. As soon as you have signed and returned them, you will immediately be sent a cheque made payable to you or a transfer of funds will be made directly into your account.

Additional information can be found on the Postoffice.co.uk Loan website.
(See the links above)