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The Co-operativebank.co.ukerative Bank recognises that business does not operate in a vacuum. Activities inevitably lead to a series of ecological and social impacts. Some industries, by their very nature, have a huge and obvious impact on the environment and society, whilst the impact of others, such as the financial services industry, is not always so immediately apparent. The Co-operativebank.co.ukerative Bank recognise that their impact, through the provision of finance and banking services to a wide variety of business customers, can be more far-reaching and profound than the direct impact of their actual operations, so they have put measures in place to ensure that this impact is managed.

The bank's Ethical Policy was introduced in 1992 to set out precisely what ethical standards would govern the types of businesses the bank would and would not offer services to. When looking to determine 'what ethics to embrace', it was necessary to consider 'whose ethics to embrace'. The bank chose to base its Ethical Policy on the concerns of its customers, on the basis that it is generally their money that is being used, and they should have a say in how it is used.

More than a decade later, the bank continues to be the only high street bank that gives customers a say in how their money is used and which encourages their input into the ongoing development of its Ethical Policy.

A Personal Loan from The Co-operativebank.co.ukerative Bank

You can:

• borrow from £2,000 - £25,000.
• know that the rate you pay will never change throughout the term of your loan.
• have the loan transferred directly to your bank account - with the option of same day transfer.
• use your loan to buy anything you want.
• arrange the security of Repayment Protection Insurance.
• be certain that the money you borrow has not come from the profits of unnecessary pollution, human rights abuses or any other activity which conflicts with our strict ethical policy

As a responsible lender The Co-operativebank.co.ukerative Bank strongly recommend that you protect yourself against the unexpected with their repayment protection insurance. This pays for your loan if you are unable to work because of injury, illness, involuntary redundancy or death. In an uncertain world, it provides you with valuable peace of mind.

Additional information can be found on the CoOp Loan website.
(See the links above)

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