IMPORTANT: If you apply for a loan but your application is unsuccessful, your credit rating can be affected. In order to prevent this from happening, and to save wasting your time applying for a loan that you will be refused, it is very important that you select the right type of loan below for your circumstances.

• Unsecured Loans
  
  Suitable if you own a property and have a good credit history. (Even though the loan is not secured against your property, lenders will often require you to be a home owner.)
  
  
• Secured Loans
  
  Suitable if you own a property and have a good credit history. On average, secured loans offer a lower interest rate than unsecured loans.
  
  
• Car Loans
  
  Suitable if you are looking for a deferred payment loan or a loan to be secured on your car not on your home.
  
  
• Debt Consolidation Loans
  
  Suitable if you own a property and are looking to reduce your monthly outgoings by consolidating your existing debts into a single, more manageable monthly payment.
  
  
• Homeowner Loans
  
  Suitable if you own a property but have recently been refused a personal loan or other forms of credit, or if you have arrears, county court judgements (CCJs), defaults or bankruptcy.
  
  
• Tenant Loans
  
  Suitable for tenants. N.B. You will be redirected to another site, 'Loans4Tenants', as this is a specialist type of loan that we do not deal with.